Question 1

What is PCI DSS 4.0?

Accepted Answer

PCI DSS 4.0 (effective March 2024, with 51 new requirements enforced March 2025) is the global standard for any merchant or service provider that stores, processes, or transmits cardholder data. We help you scope down ruthlessly (the cheapest compliance is less scope), implement the new authenticated-scanning and customized-approach requirements, and pass your QSA's assessment cleanly.

Question 2

Who needs PCI DSS?

Accepted Answer

E-commerce platforms (Levels 1-4 merchants) Payment processors and gateways SaaS that handles cardholder data even briefly Anyone with merchant ID accepting card payments

Question 3

How long does a PCI DSS engagement take?

Accepted Answer

Level 1 readiness in 4-6 months. SAQ-A merchants typically in 30-45 days.

Question 4

What do we get at the end?

Accepted Answer

Right-sized CDE scope Defensible Report on Compliance (RoC) or Self-Assessment Questionnaire (SAQ) Attestation of Compliance (AoC) Quarterly ASV scan compliance PCI program embedded into BAU

Question 5

Can PCI DSS be combined with other frameworks?

Accepted Answer

Yes. We crosswalk overlapping controls so you don't pay twice — common combinations include SOC 2 + ISO 27001, HIPAA + SOC 2, and NIST AI RMF + ISO 42001.